Companies like Uber have recently been experiencing increasing popularity for a number of good reasons. Consumers love the convenience of using an app to order a driver, especially considering that there is never any paper money exchanged during an Uber transaction. All fees are transferred via the app through a wireless transaction from your bank, credit card or PayPal account. It’s also significantly less expensive to use Uber when compared with traditional taxicab companies.

Another big attraction is the fact that Uber cars must meet a list of standards in order for drivers to pick up customers and get paid. As compared with cab companies, the vehicles are in better condition; users report very favorable reactions to the overall cleanliness and quality of Uber vehicles.

Uber vehicles are required to have four doors and be able to transport four or more people, not including the driver. Currently, Uber vehicles may not be older than 2001 in most cities, and they must have legal state license plates. There must not be any markings on the outside of the vehicle, and no former taxis may be used while working for Uber.

Additionally, Uber drivers are required to be age 21 or older with a clean background check. You must not have any DUIs on your record. Also prohibited are: accidents involving fatalities, offenses involving drugs, and any criminal history. If you have ever had any incidents of driving without a license (or auto insurance) you won’t be able to drive for Uber.

Speaking of auto insurance, it’s important that you make sure that your personal auto insurance coverage will still be valid if you become an Uber driver. Some policies exclude situations in which you are ‘driving for hire.’ While Uber does provide its drivers with liability coverage when they are driving passengers and using the Uber app, available to pick up passengers, it’s likely that that coverage would not include any damage done to your vehicle.

Talk to us about your personal Amarillo auto insurance plan before starting your Uber career so that we can guarantee that you’ll always have the appropriate amount of coverage whether you are on the way to pick up a passenger, have a passenger in the car with you, or if you are on the way home after your Uber shift has ended.

UberX, UberBLACK, UberSUV and UberTAXI drivers must obtain a commercial driver’s license in order to provide these Uber services. Uber provides these drivers with commercial insurance policies, but please sit down with your local Amarillo insurance representative to be on the safe side. Ivy Insurance is very familiar with all of the requirements of Uber, Lyft, Sidecar and other rideshare services and we can help you feel safe and secure on your Uber journeys.

Why run the risk of being under-insured? You may not need to make any changes to your current auto insurance policy, or you may only need to make some minor adjustments. However, it is always best to err on the side of caution when it comes to coverage that could end up saving you a large sum of money, time and stress at a later date.

Image credit: Núcleo Editorial