If you’re a homeowner, you know the immense responsibilities that come along with owning your own property. Along with maintaining both the exterior and interior of your home, you must also ensure that all of your home’s systems are always in working order. Your home’s heating, cooling, plumbing, and structural reliability are all in your hands.

You can perform (or pay a specialist to perform) regular maintenance checks on all of your major appliances and utilities. By consistently checking the performance of the appliances that keep your family comfortable and happy, you’ll be sure to know ahead of time if parts need to be replaced. Although it’s possible to be taken by surprise with a failed heating system, it’s much less likely to happen if you keep up with regular check-ups.

On the other hand, there are things that can cause a significant amount of damage to any home with little to no warning and not much you can do to prevent them. These events are known as Texas natural disasters. What specific natural disaster may affect you and your property is dependent on your geographic location, of course, but some of the more damaging events include:

  • Droughts
  • Earthquakes
  • Tornadoes
  • Floods
  • Tsunamis
  • Bush and forest fires
  • Avalanches
  • Volcanic eruptions
  • Hurricanes
  • Sewage backup/collapse

As your Amarillo insurance company, we know which natural disasters are most likely to occur in our local area. In fact, that is just one of the multitude of reasons why it is beneficial to choose Ivy Insurance over a larger insurance company that doesn’t have the local roots that we have in the Amarillo area.

We care a great deal about our customers and their property. We also never want you to pay for a policy that you simply don’t need. Our familiarity with the surrounding area and its climate means that we will provide you with homeowner’s coverage that is appropriate without going overboard.

In addition to our expertise about the local Texas climate, our Amarillo home insurance team understands that everyone has different needs, wants and budgets. It’s always our goal to give our customers exactly the coverage they need – not too much and definitely not too little. Our brokers sit down with each individual client in person to determine precisely what your home coverage needs are.

Before such a time as a catastrophic event occurs and causes irreparable damage to your home, leaving you in a lurch, take a little time to prepare now, giving you irreplaceable peace of mind. Along with the specific location of your home and your budget, Ivy Insurance takes into consideration:

  • The structural integrity of your home and any other structures on your property
  • The age of your home
  • The total value of your home and property

Taking all of the important factors into consideration means we’ll always put together the perfect home insurance policy to protect your most valuable and sentimental assets, including your home’s structure, furniture, jewelry, antiques, fine art, clothing and more. Talk to Ivy Insurance about setting up the right home insurance policy for you before it’s too late. Your free quote is just a phone call away.

Image credit: NOAA Photo Library